Wealth in Words

As the saying goes, the best time to plant a tree  was 30 years ago. The next best time , is right now. With all the questions you may have around saving and investing  it can make it hard to actually get started. But the best thing you can do for yourself and your family is just begin! Start learning, begin acting on the information you find, assessing the outcomes, and implementing changes to best suit your needs. Heading into 2016 I knew that I needed to start boosting my savings account  substantially as it was slipping below the minimum threshold that serves as a psychological comfort zone. The previous year, I had to purchase a new vehicle which depleted a significant portion of my savings. Compound that with irresponsibly managing my monthly cash flows  two years before and I was approaching a slippery slope. With only 3 months of savings in my emergency account I decided to make some immediate changes for the year ahead. Below are some of the methods that I use